Attention homeowners in Atlanta: Get an appraisal today!
Appraisals By Michael offers the following services for homeowners:
Need help determining the value of your home in or near Atlanta, GA?
We at Appraisals By Michael understand the individual needs of a consumer after appraisal services. Our usual business clients get the appraisal process and the customary reporting formats. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often difficult to be objective about it. Professional appraisers, like the ones at Appraisals By Michael, will provide you with an unbiased opinion. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We're experienced in helping folks just like you rid themselves of unnecessary PMI insurance.
Challenge property tax assessments
Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Appraisals By Michael is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be troublesome from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Appraisals By Michael can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisals By Michael can help you with that. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.
Do you have a question relating to real estate appraisals? Let us help. Simply fill out the form below and we will contact you as soon as possible.